Solve your in-a-crunch woes by giving a gift certificate. Just be sure to personalize it by presenting it in a unique way or by giving that special someone a targeted gift certificate. For instance, your javaholic friend who spends $3k a year at Starbucks would probably love nothing more than a Starbucks gift certificate. Spice it up by giving it to him along with a fun coffee mug or travel mug. Pick a card up in person or online at starbucks.com.

Your artsy cinephile friend will be so pleased when you give her the gift of filmmovement.com. She'll receive an award-winning film each month to own on DVD in advance of the film opening in theaters. Films are exclusively available through Film Movement and you won't see them in video stores or online. Give a 3-month subscription for $59.85, a 6-month subscription for $119.70 or a 1-year subscription for $199. Or, if your compadre is into more mainstream flicks, a Netflix.com subscription is always appreciated. One-month subscriptions start at $17.99 and go up until 12-months for $215.88.

Online fashionista friends will appreciate gift certificates to trendy sites like girlshop.com. Give denominations starting at $25 on up to $500. Have it emailed to the recipient or opt for a paper one instead. Also check out shopbop.com and ravinstyle.com for certificates perfect for the fashion-forward.

An idea I'm sweet on is Cherry Tee's Tee-of-the-Month Club. Soft cotton t-shirts and tanks in fun colors and cuts are harvested fresh each month and delivered to your recipient's door. Place a 6-month subscription for $110-$140 or a 12-month subscription for $215-$275 at cherrytee.com.

If your gal's of the DIY persuasion give her a sweet margaretnicole.com certificate and she can customize her own cableknit bag, choosing her own wool colors, ribbon colors and bag accessories. Or, at 1154lill.com, she can customize the whole shebang, from fabric to shape.

Design-conscious corresponders will love iomoi's members-only line of chic stationery that lets you email in style. For just $15, your friend will receive a cute e-stationery from iomoi alerting them of your gift plus directions to activate her fabulous gift. Or, for $20, snail mail her a vintage gold foil, hand-stamped monogram box that includes instructions and codes for activating her account. Visit iomoi.com to learn more.

Last, check out giveanything.com. Here you can buy a universal gift certificate and the recipient can spend it at hundreds of online stores, like rampage.com, Linens n' Things, As Seen On TV, True Value Hardware, ashford.com, The Sharper Image and SportsAuthority.com, among 300 others. Need it in a hurry? Gift certificates can be sent instantly by email with a free eCard, or you can even print them right from your computer.

Got questions? We've got you covered! Send them to kelly@bussbuss.com and we'll hook you up. You can also catch Kelly's Klicks each week in Pink magazine.